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redrabbit
20-08-2004, 11:01 AM
Hey guys,

I want to start a webhosting and webdesign business on a part time basis as i am at university.

I want to accept credit and debit card payments online. I don't think i can afford to pay 560 for worldpay, and banks require a 10'000 turn over which i don't have.

I can't find any other services that accept debit and credit card payments anywhere.

Any suggestions, help or wise advice?

BEN
20-08-2004, 11:08 AM
NOCHEX is an online payment system that enables businesses and individuals who are trading online to accept payments from anyone with a UK credit or debit card at a rate of just 2.6% + 20 pence per transaction (click here for more details on charges).

Taken from the Nochex site :-)

Will that not suffice?

Rgds,
Ben.

redrabbit
20-08-2004, 11:12 AM
Yes, but its a hold back that they only accept UK credit/debit cards.

Gary

redrabbit
20-08-2004, 11:15 AM
The thing about webhosting is that anyone in the world can purchase it and use it without living anywhere near the person or people selling it.

So not being able to accept cards from other countries - even just credit cards - i think could limit my business potential.

kermey
20-08-2004, 11:24 AM
Try 2Checkout.com. Paypal can help to.

redrabbit
20-08-2004, 12:02 PM
Yea i know about all these services but theres always a draw back:

nochex: doesnt accept non-uk cards
2co : doesnt accept debit cards
worldpay: EXPENSIVE!

Ahhhhh, i guess theres nothign i can do but make a choice.

adrianjohnson
20-08-2004, 12:06 PM
PayPal?

natasha
20-08-2004, 12:18 PM
Thats exactly what i was thinking... Paypal
Sounds like thats just what you need...

BEN
20-08-2004, 12:24 PM
You can use multiple payment processors you know!!

Ben.

dolphin
20-08-2004, 12:28 PM
Actually this last post gave me an Idea ... why not divide the site.

UK customers this way and rest of the world use this ... from the money that it generates on the UK side (hopefully) you then might be able to help justify the costings involved with the Paypal or whomever you decide to choose.



Hope it helps

natasha
20-08-2004, 12:34 PM
paypal's free isn't it??

Well its like certain % of the money thats being transfered, is that right?

I only know paypal because of ebay i'm not too hot on the subject.

Anyone know the details?

redrabbit
20-08-2004, 12:37 PM
NOt a bad idea dolphin.

Does paypal have an option so that you can allow users to fill in their card and personal information on MY website rather than being redirected to paypal.

I would also like the users not to see any paypal-type icons.

Ben: i could do i guess. Good idea.

Thanks.

redrabbit
20-08-2004, 12:41 PM
I have an idea.

For uk customers they could pay via 2co. This accepts credit and debit card payments for uk cards.

Non us people could use paypal - only credit card.

Gary.